~ Financial Advisors Staffordshire ~ Independent Financial Advisors Stoke on Trent ~

Mortgages

mortgages stoke on trent













Advising on mortgages and repayment strategies.
Getting the right mortgage can be time-consuming, and the application process pretty tedious. With a mountain of choice available, just knowing where to start can be stressful, too.

Our mortgage service is independent, meaning we research the whole of the market to uncover the deal that matches your circumstances. We search hundreds of mortgage lenders and thousands of mortgage products to find the right deal for you.

We have extensive experience in helping people in both the Residential & Buy to Let markets to Buy Houses and or Remortgage their existing properties. These include:

First Time Buyers
Homemovers
Remortgage - Debt consolidation or home improvements
Capital Raising
Right to Buy
Buy To Let
100% + Mortgages
Equity Release - Please check that this mortgage is suitable for you if you plan for your family to inherit the house or you plan to sell it

We specialise in placing difficult mortgages & we specialise in mortgages for the Self Employed

Our service is different to that you may receive from a Bank or Building Society in that we help you through every stage of the house purchase/ re mortgaging process, by liasing with all parties concerned including estate agents, solicitors, lenders and not least of all yourselves. Our aim is to make the process as smooth and aggravation free as we can.

So call now, or whenever it's convenient for you, any day of the week. We'll call you straight back and ensure you only ever have one key contact.

0845 291 1622 (Local Rate)
We also provide two online mortgage calculators to answer the following questions >>>

How Much Can I Borrow?
How Much Will My Mortgage Cost?



Home Information Packs
From 1st June 2007, everyone involved in buying and selling a home will need to know about Home Information Packs (HIPs).

Sellers: you will need to have a Pack before you put your home onto the market
Buyers: the Pack will offer you essential information about the property you wish
to buy, for free.

A Home Information Pack contains:


An Energy Performance Certificate which tells you how energy efficient the property is
Other compulsory documents, such as an index of contents, a sale statement, searches and evidence of title
Optional documents, such as the Home Condition Report
For more information you may download the two PDF documents below:

Home Buyers and Sellers Guide
What to Look For


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBTS SECURED ON IT.

Registered as a Limited Company In England and Wales No. 3276760. Positive Solutions (Financial Services) Limited is regulated by the Financial Services Authority. The term "IFA Partner" is used in recognition of the shared values and principles in our organisation. Please note, however that IFA partners are not "partners" in the legal sense of the word. Neither our IFA Partners nor Positive Solutions will be liable as partners of a legal partnership.
Read our Terms of Business.

~ Quantum Financial Stoke on Trent ~ Mortgages Stoke on Trent ~ Protection Stoke on Trent ~